Passbook Savings Account
- Minimum balance of $50.00 to open the account
- Interest, using the daily balance method, begins to accrue on the business day
you deposit noncash items
- The rate may change at any time at our discretion, interest will compound
every quarter and will be credited to your account
- Yearly statement
- Access account online, by telephone, or ATM
- Accepts direct deposit or direct debit
- ATM/Debit card available for account
Certificates Of Deposit
- Minimum amount of $1,000 to open account
- Competitive rates with several terms and options
- Interest paid quarterly – can be compounded, deposited to checking or savings
account, or paid by check
- Withdrawals prior to maturity are subject to an early withdrawal penalty
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