Deposit Rates

Rates and Yields for Checking Accounts

Effective Date 03/15/2016
 

Account Type

Interest Compounded

Minimum Balance Required

Interest Rate

Annual Percentage Yield

Gold Now

Monthly

$1,000

0.02%

0.02%

Business Interest Bearing

Monthly

$1,000

0.02%

0.02%

Elite Checking
($100 to open)

Monthly

$1 - $25,000

0.30% 

0.30% 

 

Monthly

$25,001 & over

0.02% 

0.02% 

Platinum Money Market

Monthly

$1,000 - $9,999

0.02% 

0.02%

 

Monthly

$10,000 - $24,999

0.05% 

0.05% 

 

Monthly

$25,000 - $49,999

0.07% 

0.07% 

 

Monthly

$50,000 & over

0.12% 

0.12% 

Pinnacle Money Market

Monthly

$1,000 - $4,999

0.02% 

0.02% 

 

Monthly

$5,000 - $24,999

0.07% 

0.07% 

 

Monthly

$25,000 - $49,999

0.15% 

0.15% 

 

Monthly

$50,000 - $74,999

0.25% 

0.25% 

 

Monthly

$75,000 & over

0.45% 

0.45% 

The rate may change daily after the account is opened on the above variable rate accounts.
 

Rates and Yields for Certificates of Deposit*

Effective Date 03/15/2016
 

Account Type

Interest Compounded

Minimum Balance Required

Interest Rate

Annual Percentage Yield

3 Month

At Maturity

$1,000

0.20%

0.20%

6 Month

Quarterly

$1,000

0.30%

0.30%

12 Month

Quarterly

$1,000

0.35%

0.35%

24 Month

Quarterly

$1,000

0.45%

0.45%

36 Month

Quarterly

$1,000

0.60%

0.60%

48 Month 

Quarterly

$1,000

0.65%

0.65%

 32 Month Special

Quarterly 

$5,000 - $24,999 

 0.91%

0.91% 

 

 

$25,000 & over 

 1.51%

1.52% 

13 Month Special
(Interest Paid at Maturity) 

 

$5,000 - $49,999 

0.35%

0.35%

 

 

$50,000 & over

0.60%

0.60%

14 Month Special
(Renewals Only, Interest Paid at Maturity)

 

$5,000 & over

0.10%

0.10%

IRA***

Quarterly

$1.00-$99,999

0.85%

0.85%

18 Month Maturity
with
Quarterly
Variable Rate

 

$100,000 & over

1.00%

1.00%

Savings

Quarterly

N/A

0.10%

0.10%

 Christmas Club

Quarterly 

N/A 

0.25% 

0.25% 

*Substantial penalty of three month interest for early withdrawal may be imposed.
**You may inquire about additional information on these accounts.
The annual percentage yield is accurate as of March 15, 2016.
Fees could reduce the earnings on your account.
Certificates will renew 10 days after the maturity date if not redeemed.
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