Deposit Rates
Rates and Yields for Checking Accounts
Effective Date 01/03/2012
Account Type |
Interest Compounded |
Minimum Balance Required |
Interest Rate |
Annual Percentage Yield |
|
Gold Now |
Monthly |
$1,000 |
0.01% |
0.01% |
|
Business Interest Bearing |
Monthly |
$1,000 |
0.01% |
0.01% |
|
Elite Checking |
Monthly |
$1 - $25,000 |
0.25% |
0.25% |
|
|
Monthly |
$25,001 & over |
0.01% |
0.01% |
|
Platinum Money Market |
Monthly |
$1,000 - $9,999 |
0.01% |
0.01% |
|
|
Monthly |
$10,000 - $24,999 |
0.03% |
0.03% |
|
|
Monthly |
$25,000 - $49,999 |
0.05% |
0.05% |
|
|
Monthly |
$50,000 & over |
0.10% |
0.10% |
|
Pinnacle Money Market |
Monthly |
$1,000 - $4,999 |
0.01% |
0.01% |
|
|
Monthly |
$5,000 - $24,999 |
0.05% |
0.05% |
|
|
Monthly |
$25,000 - $49,999 |
0.12% |
0.12% |
|
|
Monthly |
$50,000 - $74,999 |
0.20% |
0.20% |
|
|
Monthly |
$75,000 & over |
0.40% |
0.40% |
Rates and Yields for Certificates of Deposit*
Effective Date 01/03/2013
Account Type |
Interest Compounded |
Minimum Balance Required |
Interest Rate |
Annual Percentage Yield |
|
3 Month |
At Maturity |
$1,000 |
0.10% |
0.10% |
|
6 Month |
Quarterly |
$1,000 |
0.20% |
0.20% |
|
12 Month |
Quarterly |
$1,000 |
0.25% |
0.25% |
|
24 Month |
Quarterly |
$1,000 |
0.35% |
0.35% |
|
36 Month |
Quarterly |
$1,000 |
0.50% |
0.50% |
|
48 Month |
Quarterly |
$1,000 |
0.55% |
0.55% |
|
13 Month Special |
|
$5,000 - $49,999 |
0.25% |
0.25% |
|
|
$50,000 & over |
0.50% |
0.50% |
|
|
14 Month Special |
|
$5,000 & over |
0.10% |
0.10% |
|
IRA*** |
Quarterly |
$1.00-$99,999 |
0.80% |
0.80% |
|
18 Month Maturity |
|
$100,000 & over |
0.90% |
0.90% |
|
Savings |
Quarterly |
$N/A |
0.03% |
0.03% |
**You may inquire about additional information on these accounts.
The annual percentage yield is accurate as of January 03, 2013.
Fees could reduce the earnings on your account.
Certificates will renew 10 days after the maturity date if not redeemed.