Checking

Three great personal checking account options to choose from:

Personal Checking Table

Regular Checking

  • $100.00 deposit to open account
  • If account falls below a daily minimum balance of $300.00 during the monthly statement cycle, a maintenance fee of $8.00 is imposed
  • Monthly e-statements without imaged items or monthly paper statements with imaged checks and deposits
  • Access account online, by telephone, or ATM
  • Accepts direct deposit or direct ACH debit
  • ATM/Debit card available

Elite Checking

  • $100.00 deposit to open account
  • Interest begins to accrue on the business day you deposit items
  • Monthly e-statements without imaged items (e-mail address required)
  • Initial debit card free for account
  • Access account online, by telephone, or ATM
  • Accepts direct deposit or direct ACH debit
  • A maintenance fee of $20.00 will be imposed each monthly statement cycle if 12 settled POS (point of sale) transactions are not completed
  • The rate may change at any time at our discretion, interest will compound every month and will be credited to the account at the end of the monthly statement cycle
  • If account is closed before the monthly statement cycle, you will not receive the accrued interest
  • Reimbursement on Foreign ATM fees

Gold NOW

  • $1,000.00 deposit to open account
  • If average daily balance falls below a balance of  $1,000.00 any day of the monthly statement cycle, a maintenance fee of $8.00 is imposed
  • Monthly e-statements without imaged items or monthly statements with imaged checks and deposits
  • Maintain a maintain balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
  • Interest begins to accrue on the business day you deposit items
  • The rate may change at any time at our discretion, interest will compound every month and will be credited to your account at the end of the monthly statement cycle
  • If account is closed before the monthly statement cycle, you will not receive the accrued interest
  • Access account online, by telephone, or ATM
  • Accepts direct deposit or direct ACH debit
  • ATM/Debit card available

 Click here to complete a Personal Checking Application

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