Effective Date 05/01/2008
Rates and Yields for Checking Accounts
|
| Account Type |
Interest Compounded |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| Gold Now |
Monthly |
$1,000.00 |
0.20% |
0.20% |
| Elite Checking ($100 to open) |
Monthly |
$1.00 - $25,000 |
3.35% |
3.40% |
| l |
Monthly |
$25,001 & over |
0.20% |
0.20% |
| Platinum Money Market |
Monthly |
$1,000 - $9,999 |
0.20% |
0.20% |
| l |
l |
$10,000-$24,999 |
0.40% |
0.40% |
| l |
l |
$25,000-$49,999 |
0.65% |
0.65% |
| l |
l |
$50,000 & over |
1.25% |
1.26% |
| Pinnacle Money Market (personl accounts only) |
Monthly |
$1,000 - $4,999 |
0.20% |
0.20% |
| l |
l |
$5,000-$24,999 |
1.00% |
1.00% |
| l |
l |
$25,000-$49,999 |
1.50% |
1.51% |
| l |
l |
$50,000-$74,999 |
1.85% |
1.87% |
| l |
l |
$75,000 & over |
2.50% |
2.53% |
| The rate may change daily after the account is opened on the above variable rate accounts. |
Effective Date 05/01/2008
Rates & Yields for Certificates of Deposit*
|
| Account Type |
Interest Compounded |
Minimum Balance Required To Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| 3 Month |
At Maturity |
$1,000 |
1.50% |
1.51% |
| 6 Month |
Quarterly |
$1,000 |
2.00% |
2.02% |
| 12 Month |
Quarterly |
$1,000 |
2.00% |
2.02% |
| 24 Month |
Quarterly |
$1,000 |
2.25% |
2.27% |
| 36 Month |
Quarterly |
$1,000 |
2.75% |
2.78% |
| 48 Month |
Quarterly |
$1,000 |
2.75% |
2.78% |
| 13 Month SPECIAL (interest paid at maturity) |
|
$5,000-49,999 |
2.75% |
2.75% |
|
|
$50,000 and over |
3.00% |
3.00% |
| 14 Month SPECIAL (interest paid at maturity) |
|
$5,000 and over |
2.00% |
2.00% |
| I.R.A.* ** |
Quarterly |
NA |
3.00% |
3.03% |
| 18 Month Maturity w/ Quarterly Variable Rate |
l |
$100,000 & over |
3.10% |
3.14% |
| Savings |
quarterly |
NA |
.75% |
.75% |
| *Substantial penalty of three month interest for early withdrawal may be imposed. |
| **You may inquire about additional information on these accounts. |
| The annual percentage yield is accurate as of May 1, 2008. |
| Fees could reduce the earnings on your account. |
| Certificates will renew 10 days after the maturity date if not redeemed. |
|
