Choose the account that suits you best.

Deposit Account Options

Account TypeMinimum balance to OpenMinimum balance to obtain APY**Interest Rate


To Avoid Maintenance FeeRestrictions
Regular Checking $100   No   $300 daily minimum balance None
Elite Checking



$1.00 - $25,000

$25,001 & over 





12 *POS/Debit Card Transactions None
Gold Now $1,000 $1,000 0.01% 0.01% $1,000 average daily balance None
Student $50   No   Not applicable Full Time Student
Presidents Plus $200   No   Not applicable 50 or older
Presidents Plus Now $1,000 $1,000 0.01% 0.01% Not applicable 50 or older

*POS=Point of Sale

Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.

**(APY) Annual Percentage Yield is accurate as of April 1, 2020.

Fees could reduce the earnings on your account.

The interest rate may change daily after the account is opened.

Interest compounded monthly.



Flex Home Promo

There has never been a better time to buy! We offer a wide variety of home loan options.

Learn More

Personalization Settings



Farmers State Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind me again.

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