NOTICE OF CHANGE TO OUR FUNDS AVAILABILITY POLICY

Our funds availability policy is changing effective July 1, 2020. These do not affect savings or money market accounts.

Beginning July 1, 2020, the first $225 of your deposit will be available on the first business day after the day we receive your deposit. This is an increase from the current $200 that must be made available on the first business day after the day we receive your deposit.

In addition, the following changes also apply to funds you deposit by check which may be delayed for a longer period: If you deposit checks totaling more than $5,525 on any one day, the remaining amount can be delayed for a longer period. This an increase from the current $5,000. This will also be effective for a new account.

If your deposit is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. This is a change from the current amount of $5,000.