Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Choose the account that suits you best.

Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.

**APY – Annual Percentage Yield is accurate as of November 12, 2025.

Fees could reduce the earnings on your account.

Interest compounded monthly.

The interest rate may change daily after the account is opened.

Savings & Money Market Options

Account Type Minimum to Open Minimum balance to obtain APY** Interest Rate APY** To Avoid Fees Restrictions
Regular Savings $50

no

0.30% 0.30% None None
Platinum Money Market $1,000 $1,000 - $9,999
$10,000 - $24,999
$25,000 - $49,000
$50,000 and over
0.15%
0.20%
0.25%
0.35%
0.15%
0.20%
0.25%
0.35%
Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. * 6 transfers per month
Pinnacle Money Market $5,000 $0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $74,999
$75,000 - $249,999
$250,000 and over
0.20%
0.25%
0.30%
0.45%
0.65%
0.85%
0.20%
0.25%
0.30%
0.45%
0.65%
0.85%
Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. * 6 transfers per month
Super Savings $50 $1 - $100,000
$100,001 and over
3.60% 0.30% If *POS transaction requirements met: APY is 3.66% for daily balances up to $100,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $100,000. The 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $100,000. If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle. None