Choose the account that suits you best.

Deposit Account Options

Account TypeMinimum balance to OpenMinimum balance to obtain APY**Interest RateAPY**To avoid monthly Maintenance FeeRestrictions
Regular Checking $100 No $300 daily minimum balance None
Elite Checking $100 $1.00 - $25,000
$25,001 & over
1.00%
0.30%
1.00%
0.30%
12 posted *POS/Debit Card Transactions per monthly statement None
Gold Now $1,000 $1,000 0.35% 0.35% $1,000 daily minimum balance None
Basic $50 No After turning 25 years of age, $100.00 daily minimum balance Daily card limit - $500
Presidents Plus $200 No Not applicable 50 or older
Presidents Plus Now $1,000 $1,000 0.35% 0.35% Not applicable 50 or older

*POS=Point of Sale

Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.

**(APY) Annual Percentage Yield is accurate as of March 1, 2024.

Fees could reduce the earnings on your account.

The interest rate may change daily after the account is opened.

Interest compounded monthly.