Choose the account that suits you best.

Deposit Account Options

Account TypeMinimum balance to OpenMinimum balance to obtain APY**Interest RateAPY**To Avoid Maintenance FeeRestrictions
Regular Checking $100 No $300 daily minimum balance None
Elite Checking $100 $1.00 - $25,000
$25,001 & over
0.15%
0.05%
0.15%
0.05%
12 *POS/Debit Card Transactions None
Gold Now $1,000 $1,000 0.05% 0.05% $1,000 average daily balance None
Basic $50 No Not applicable Full Time Student
Presidents Plus $200 No Not applicable 50 or older
Presidents Plus Now $1,000 $1,000 0.05% 0.05% Not applicable 50 or older

*POS=Point of Sale

Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.

**(APY) Annual Percentage Yield is accurate as of June 22, 2022.

Fees could reduce the earnings on your account.

The interest rate may change daily after the account is opened.

Interest compounded monthly.