Choose the account that suits you best.
|Account Type||Minimum balance to Open||Minimum balance to obtain APY**||Interest Rate||APY**||To Avoid Maintenance Fee||Restrictions|
|Regular Checking||$100||No||$300 daily minimum balance||None|
|Elite Checking||$100||$1.00 - $25,000
$25,001 & over
|12 *POS/Debit Card Transactions||None|
|Gold Now||$1,000||$1,000||0.05%||0.05%||$1,000 average daily balance||None|
|Basic||$50||No||Not applicable||Full Time Student|
|Presidents Plus||$200||No||Not applicable||50 or older|
|Presidents Plus Now||$1,000||$1,000||0.05%||0.05%||Not applicable||50 or older|
*POS=Point of Sale
Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
**(APY) Annual Percentage Yield is accurate as of June 22, 2022.
Fees could reduce the earnings on your account.
The interest rate may change daily after the account is opened.
Interest compounded monthly.