Choose the account that suits you best.
Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
**APY – Annual Percentage Yield is accurate as of August 3, 2023.
Fees could reduce the earnings on your account.
Interest compounded monthly.
The interest rate may change daily after the account is opened.
Account Type | Minimum to Open | Minimum balance to obtain APY** | Interest Rate | APY** | To Avoid Fees | Restrictions |
---|---|---|---|---|---|---|
Regular Savings | $50 | no | 0.60% | 0.60% | None | None |
Platinum Money Market | $1,000 | $1,000 - $9,999
$10,000 - $24,999 $25,000 - $49,000 $50,000 and over | 0.15%
0.17% 0.20% 0.35% | 0.15%
0.17% 0.20% 0.35% | Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. * | 6 transfers per month |
Pinnacle Money Market | $5,000 | $0 - $4,999
$5,000 - $24,999 $25,000 - $49,999 $50,000 - $74,999 $75,000 - $249,999 $250,000 and over | 0.20%
0.25% 0.30% 0.40% 0.45% 0.70% | 0.20%
0.25% 0.30% 0.40% 0.45% 0.70% | Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. * | 6 transfers per month |