FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Facebook Icon
Download our mobile app:
Android icon Apple Icon
Choose the account that suits you best.
| Account Type | Minimum balance to Open | Minimum balance to obtain APY** | Interest Rate | APY** | To avoid monthly Maintenance Fee | Restrictions |
|---|---|---|---|---|---|---|
| Regular Checking | $100 | No | $300 daily minimum balance | None | ||
| Elite Checking | $100 | $1.00 - $25,000
$25,001 & over | 0.75%
0.15% | APY is 0.75% for daily balances up to $25,000. For daily balances over $25,000, the APY ranges from 0.15% to 0.75% | 12 posted *POS/Debit Card Transactions per monthly statement | None |
| Basic | $50 | No | After turning 25 years of age, $100.00 daily minimum balance | None | ||
| Presidents Plus Now | $200 | $1,000 | 0.15% | 0.15% | Not applicable | 50 or older |
*POS=Point of Sale
Deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
**(APY) Annual Percentage Yield is accurate as of November 12, 2025.
Fees could reduce the earnings on your account.
The interest rate may change daily after the account is opened.
Interest compounded monthly.