FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Deposit Account Options
| Account Type | Minimum balance to Open | Minimum balance to obtain APY** | Interest Rate | APY** | To avoid monthly Maintenance Fee | Restrictions |
|---|---|---|---|---|---|---|
Account Type Regular Checking | Minimum balance to Open $100 | Minimum balance to obtain APY** | Interest Rate No | APY** | To avoid monthly Maintenance Fee $300 daily minimum balance | Restrictions None |
Account Type Elite Checking | Minimum balance to Open $100 | Minimum balance to obtain APY** $1.00 - $25,000 $25,001 & over | Interest Rate 0.75% 0.15% | APY** APY is 0.75% for daily balances up to $25,000. For daily balances over $25,000, the APY ranges from 0.15% to 0.75% | To avoid monthly Maintenance Fee 12 posted *POS/Debit Card Transactions per monthly statement | Restrictions None |
Account Type Basic | Minimum balance to Open $50 | Minimum balance to obtain APY** | Interest Rate No | APY** | To avoid monthly Maintenance Fee After turning 25 years of age, $100.00 daily minimum balance | Restrictions None |
Account Type Presidents Plus Now | Minimum balance to Open $200 | Minimum balance to obtain APY** $1,000 | Interest Rate 0.15% | APY** 0.15% | To avoid monthly Maintenance Fee Not applicable | Restrictions 50 or older |