Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Account Type Minimum to Open Minimum balance to obtain APY** Interest Rate APY** To Avoid Fees Restrictions

Account Type


Regular Savings

Minimum to Open


$50

Minimum balance to obtain APY**


no

Interest Rate


0.30%

APY**


0.30%

To Avoid Fees


None

Restrictions


None

Account Type


Platinum Money Market

Minimum to Open


$1,000

Minimum balance to obtain APY**


$1,000 - $9,999
$10,000 - $24,999
$25,000 - $49,000
$50,000 and over

Interest Rate


0.15%
0.20%
0.25%
0.35%

APY**


0.15%
0.20%
0.25%
0.35%

To Avoid Fees


Maintain an average daily balance for the monthly statement cycle of $1,000 to avoid $9 monthly maintenance fee. *

Restrictions


None

Account Type


Pinnacle Money Market

Minimum to Open


$5,000

Minimum balance to obtain APY**


$0 - $4,999
$5,000 - $24,999
$25,000 - $49,999
$50,000 - $74,999
$75,000 - $249,999
$250,000 and over

Interest Rate


0.20%
0.25%
0.30%
0.45%
0.65%
0.85%

APY**


0.20%
0.25%
0.30%
0.45%
0.65%
0.85%

To Avoid Fees


Maintain an average daily balance for the monthly statement cycle of $5,000 to avoid $20 monthly maintenance fee. *

Restrictions


None

Account Type


Super Savings

Minimum to Open


$50

Minimum balance to obtain APY**


$1 - $100,000
$100,001 and over

Interest Rate


3.60% 0.30%

APY**


If *POS transaction requirements met: APY is 3.66% for daily balances up to $100,000. The APY ranges from 0.30% to 3.66%, depending on the account balance, for daily balances over $100,000. The 0.30% interest rate will be paid only for the portion of your daily balance that is greater than $100,000.

To Avoid Fees


If less than 18 *POS transactions post to your Elite Checking account during the monthly statement cycle: The APY is 0.30% for the entire account balance for the statement cycle.

Restrictions


None